People already retired
Gain peace of mind that your financial future is secure and find out what you can afford to do in your retirement years.
Your retirement should be a time to enjoy your life at your pace. That may mean enjoying extended holidays, quality time with your grandchildren or a new hobby or business venture. What nobody wants is a retirement characterised by money worries.
Retirement has changed considerably in recent decades. The State Pension Age and life expectancy have risen, and pension legislation has opened up more freedoms than ever before to those approaching and in retirement.
Financial planning when you are already retired can give you answers to your questions. From how much you can afford to be spending right now to how much you will need to be keeping aside for your later life needs, we’ll help you map out the future you want. Our purpose is to help you enjoy today knowing that tomorrow is financially secure.
Retirement lifestyle planning
We’ll help you identify what you want to achieve from the years ahead, and how you can organise your finances to fund your ambitions.
Do you have enough money to take that trip? Can you afford to help your grandchildren? Cashflow modelling can help you make fully informed decisions.
Estate planning and trusts
Ensure your loved ones will be taken care of at the time of your death, and that Inheritance Tax won’t be a burden where it needn’t be.
Later life care planning
Understand what your options are, and how best to structure your money to ensure care costs don’t leave you in financial difficulty.
Each step of the journey explained
Life doesn’t stand still for long, meaning your needs and goals will change over time. For that reason, we encourage our clients to see financial planning as a journey rather than a destination.