November 29th, 2022
5 unmissable things to know before starting your sustainable investment journey with us
In January 2023, we will be releasing our full sustainable investment proposition. This proposition outlines our objectives, processes, and security considerations when managing our clients’ sustainable investment portfolios.
If you are searching for ways to diversify your portfolio while staying in touch with the world’s changing approach to investing, our sustainable investment strategy can enable you to achieve those goals.
Here at Prosser Knowles, we pride ourselves on offering full transparency to all our clients. So, ahead of our sustainable investment proposition release in the new year, here are five key insights into what you can expect.
1. We listen to your goals first, then tailor your investments accordingly
Firstly, it is crucial to remember that we can’t help you invest your hard-earned wealth in positive ways without first hearing about your dreams and goals.
Indeed, everyone has their own reasons for building an investment portfolio. Perhaps you want to place shares in trust for the next generation, or, after the volatility the markets have experienced in 2022, you could simply be looking to diversify your portfolio.
Of course, your financial goals are not the only ideals on the table. We’ll also discuss how you want to affect positive change in the world. We understand you will have your own unique areas of interest when it comes to environmental, social, and governance (ESG) causes (more on this later!).
So, before we “talk money” we’ll simply listen. Your dreams and goals influence how we build your sustainable portfolio, putting your wealth in a favourable position to yield returns over a time period that suits you.
2. Your investment choices can have a tangibly positive impact on the world
If we all stopped to think about it, we’d realise our goals are very similar: everyone wants to make a tangible difference in the world.
These days, it can be hard to see the positives, with wealth inequality and climate change worrying many individuals around the globe.
Fortunately, sustainable investments can have a huge impact on the causes that mean the most to you. Some research even suggests tailoring your investments, including pensions, could be more effective for the planet than making minor changes to your lifestyle.
For instance, Money Marketing reports that an individual moving a pension pot of at least £100,000 to a sustainable fund can expect to save 64 tonnes of carbon a year – the equivalent of nine years’ carbon footprint for one person.
This is just one example of how angling your investments towards sustainable funds can make a tangible difference to the fight for ESG causes.
3. You won’t be asked to compromise your financial objectives
When it comes to responsible investing, there are two sets of ideals that should work together, not against each other. These ideals are your financial objectives and your sustainability goals.
In past years, some investors focused entirely on their financial objectives – but in today’s world, it is possible to prioritise both the sustainability of your portfolio, and its financial potential.
When you work with us, our industry-leading investment managers, Brooks Macdonald (BM), will tailor your portfolio to help place it in a favourable position to reach your financial targets.
At the same time, they will line these investments up with your sustainability goals as closely as possible.
We believe positive change and financial growth can go hand in hand when it comes to making responsible investments.
4. You’ll be working with industry-leading investment managers, Brooks Macdonald
The manager of our Sustainable Investment Fund Range, Brooks Macdonald (BM), are our trusted partners who help implement our clients’ sustainable investment journeys.
We chose to work with BM for a number of reasons, including their:
- 30 years of field experience, bringing the total funds they manage to £17.3 billion as of January 2022
- Durable approach to all areas of investing
- Commitment to impeccable standards of risk management, security, and pursuing of client-oriented outcomes.
When you engage with our sustainable investment offering, your portfolio will be managed by the incredible team at BM, whose standards match up perfectly with ours here at Prosser Knowles.
We work closely with BM to ensure our clients’ goals are being pursued through strategic investment and risk management, bringing you invaluable peace of mind even in volatile times.
5. There is never a guarantee of returns – but we’ll help you manage your exposure to risk
As you may already be aware, 2022 has been a difficult year for markets.
As you may have read in our Q3 market update, volatility has prevailed throughout the year, attributed to multiple factors including the Ukraine war, political upheaval in the UK, and the continued effects of the pandemic.
So, it is important to remember that your investments can never be guaranteed to yield positive returns. Remember: past performance is not a reliable indicator of future performance, and you should never invest more than you can afford.
Nevertheless, with the expert risk management provided by BM, your portfolio will be in highly experienced hands. With regular reviews that help angle your portfolio towards your long-term goals, you can trust that our sustainable investment proposition is prepared to guide your wealth through even the most turbulent of market storms.
Get in touch
This article is no substitute for financial advice and should not be treated as such. To determine the best course of action for your individual circumstances, please contact us.
The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.